Stop The Damage
Stop The Damage
FIX IT
GET MONEY & BUILD WEALTH
GET MONEY & BUILD WEALTH
4.8/5
Over 5K+ reviews.
Fix Credit. Eliminate Debt. Build Wealth.
Credit and Debt Management Institute
The Inventors of the Perfect Credit Formula™
We stand as the definitive credit architect bridging the gap between vulnerable consumers and elite asset defense. Our systematic approach replaces chaos with uncompromising protection.
- The Absolute Mission
We orchestrate comprehensive financial restoration, strategic consumer education, and highly engineered asset acceleration pathways.
- The Foundation
A deep legacy built on possessing all 3 credit industry records, 2 congressional awards and countless accolades for our unyielding pursuit of truth and unilateral access to capital.
- Defending Rights
Setting the national benchmark standard for taking decisive legal action by suing credit bureaus to enforce total consumer sovereignty.
Stop The Damage
Instantly halt foreclosures, collections, judgments, garnishments, and predatory debt cycles.
01
What's on my mockup, plus
02
Get Credit Help
03
Stop a Foreclosure
04
Stop a Collection/Judgment/Garnishment
05
Eliminate Bad Debt without Filing Bankruptcy
06
Stop Student Loans
07
Debt Filtration
08
DAMAGES INVOICE
FIX IT
Transform your credit profile and establish an untouchable financial foundation.
01
BUILD THE PERFECT 800 CREDIT SCORE
02
The Highest Credit Score in the World
03
Inquiry Scrub
04
CRA Lawsuit
05
BICS
06
NSCRA
07
$1 Credit Report
08
Free Business Credit Report
GET MONEY & BUILD WEALTH
Access business or personal loans secured and unsecured or get a quick $100,000
01
What's on my mockup, plus
02
Monetize Your Credit – Get Money - $50,000 to $5 billion
03
Build Business Credit
04
Become a Credit Investor
05
Become an Affiliate
06
The Highest Credit Score in the World
07
Zero Point Conversion
WHY CHOOSE US
Student Loan Forgiveness & Garnishment Prevention
Nam metus arcu parturient erat nam inceptos. Libero vehicula faucibus velit; rutrum urna imperdiet. Gravida sem odio; nascetur fermentum molestie ridiculus maecenas. Dolor lacus aenean quisque fringilla class senectus commodo.
CERTIFIED
IDR Deadline Assistance
Dignissim porta sodales porttitor imperdiet eu luctus.
Halt Garnishment ($1,000)
Dignissim porta sodales porttitor imperdiet eu luctus.
Avoid Bureau Default
Dignissim porta sodales porttitor imperdiet eu luctus.
Architecture of Wealth
Our Services
Payments as low as $0/mo
Student Loan Hub
Access active Income-Driven Repayment (IDR) timeline tracking and updates. Master forgiveness strategies and stop wage garnishments.
Verify Your Balance
Deadline to Apply: July 1, 2026
Student Loan Hub
Direct access to core corporate assets and complimentary deliverables.
Become an Affiliate
Grayson Codicil Registry
800Shield Software
Damages Invoice Generator
Workshop Replays
Videos
Take A look
Classes
Our Online Classes
Risus nunc fames suscipit mi faucibus hendrerit gravida. Ex dignissim vivamus integer nibh penatibus platea massa.
Faith & Financial Freedom Revival Tour
Become Foreclosure Proof - Stop Bank Foreclosure Fraud
How to clean NSCRA Reports
How to Become Foreclosure Proof - Stop Bank Foreclosure Fraud
ABOUT DR. MICHAEL C. GRAYSON
Dr. Michael C. Grayson is a nationally recognized credit expert, financial educator, author, and consumer advocate who has spent more than 25 years helping individuals improve their financial standing, eliminate debt, and understand the credit system. Known as “The World’s Leading Credit Expert,” Dr. Grayson teaches consumers how credit impacts every aspect of financial life—from home ownership and business funding to student loans, collections, and wealth creation. He currently holds all three credit industry records including the highest recorded credit score. He is the founder of the Credit and Debt Management Institute (CDMI) and creator of educational programs focused on financial literacy and consumer empowerment.
TEAM MEMBER
We have a Expert Team
Borneo Adams
FOUNDER & CEO
Carryn Zenith
MANAGER
Antonio
SR.EXECUTIVE
PROCESS
Workshops & Speaking Booking
STEP 01
Megachurch Workshops & Revivals
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
STEP 02
Community Seminars & Youth Programs
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
STEP 03
Radio / Podcast Interviews & Corporate Speaking
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Frequently Asked Questions
Many consumers are shocked to discover that paying bills on time is only one factor used in credit scoring. High utilization, excessive inquiries, account closures, reporting errors, debt collection activity, and changes to your credit mix can all impact your score—even when you've never missed a payment. That's why understanding how credit actually works is often more important than simply paying your bills.
Yes. Not every debt is automatically valid or collectible. Consumer protection laws provide rights that allow individuals to request verification, challenge inaccuracies, dispute improper reporting, investigate ownership of debts, and explore available hardship, settlement, discharge, or forgiveness programs. Understanding the nature of a debt is often the first step toward determining the options available.
For many successful entrepreneurs, investors, and business owners, access to credit has helped create opportunities that far exceed earned income alone. A strong credit profile can influence access to financing, business capital, real estate opportunities, and other financial resources. The question isn't whether credit matters—it's whether you're using it strategically enough to unlock its full potential. With your 720 or higher credit score you can access up to $250,000 unsecured. With your 800 credit score you can access up to $1,000,000.
TESTIMONIALS
Our Service is Proven to Provide The Best
